What the 2026 Bank of Canada Rate Cut Means for You
The Bank of Canada just cut its key rate to 2.25%. Here’s what that means for Canadian homeowners, buyers, and mortgage rates heading into 2026.
The Bank of Canada just cut its key rate to 2.25%. Here’s what that means for Canadian homeowners, buyers, and mortgage rates heading into 2026.
I look at the full picture of your finances, not just the interest rate. From refinancing and debt consolidation to long term planning for retirement, I help you choose a mortgage strategy that saves money now and supports your future goals.
I help you create a clear plan by improving credit, managing debt, growing savings, and aligning your mortgage with the life you want. Many clients work with me years in advance, and that preparation makes a real difference.
A confident home search starts with knowing what truly fits your budget. I guide you through pre approval in a clear, supportive way so you can focus on homes that make sense today and long term.
Mortgages can be complex, but the process should feel clear. I walk you through every step, explain your options in plain language, and make sure you understand the strategy behind your decision so you can sign knowing it’s the right move.
"Was referred to Nicole by our real estate team. As first time home buyers she made all the difference in helping us understand the process and simplified everything!
We didn’t have simple circumstances but she worked so hard to accommodate us and provide us the best possible outcome! Very happy we went with Nicole and will be recommending her to our friends and family!"
"Nicole is so friendly and helpful!! Our house purchase was a whirlwind experience and she made the mortgage portion of it so easy and stress-free for us. I will use her for any of my mortgage needs in the future and would highly recommend her to everyone!!"
Highly recommend Nicole for all of your mortgage financing needs. She is hardworking, passionate, knowledgeable and genuinely cares about her clients. We had an A+ experience with Nicole as our Mortgage Professional. Seamless process, excellent communication and super quick turnaround. She understood what we needed and made it happen! Thank you Nicole!
I help you make smart mortgage decisions that fit your life — buying, refinancing, consolidating debt, or pre-planning for retirement. It’s not about the product; it’s about the strategy that saves you money and supports your goals.
Trusted Advice, Smart Mortgages.
